window._adftrack = Array.isArray(window._adftrack) ? window._adftrack : (window._adftrack ? [window._adftrack] : []); window._adftrack.push({ pm: 1192738, divider: encodeURIComponent('|'), pagename: encodeURIComponent('IEB/El_IEB'), order : { itms: [{ step: 1 }] } }); (function () { var s = document.createElement('script'); s.type = 'text/javascript'; s.async = true; s.src = 'https://track.adform.net/serving/scripts/trackpoint/async/'; var x = document.getElementsByTagName('script')[0]; x.parentNode.insertBefore(s, x); })();

Grau Ullastres, Jaime

• Global Director of Mobile Payments and digital banking at Telefonica

• Licenciado en Ciencias Económicas y Empresariales. Universidad Complutense de Madrid
• MBA. Instituto de Empresa
• Profesor de Decision Analisis, IEB